[转贴]华尔街金融家的回帖让人叫绝

zhangzhenghsi

[转贴]华尔街金融家的回帖让人叫绝

来自：MACD论坛(bbs.macd.cn) 作者：zhangzhenghsi 浏览：4374 回复：20

一个年轻漂亮的美国女孩在美国一家大型网上论坛金融版上发表了这样一个问题帖：我怎样才能嫁给有钱人？

“我下面要说的都是心里话。本人25岁，非常漂亮，是那种让人惊艳的漂亮，谈吐文雅，有品位，想嫁给年薪 50万美元的人。你也许会说我贪心，但在纽约年薪100万才算是中产，本人的要求其实不高。

　　这个版上有没有年薪超过 50万的人？你们都结婚了吗？我想请教各位一个问题——怎样才能嫁给你们这样的有钱人？我约会过的人中，最有钱的年薪 25万，这似乎是我的上限。要住进纽约中心公园以西的高尚住宅区，年薪25万远远不够。我是来诚心诚意请教的。有几个具体的问题：一、有钱的单身汉一般都在哪里消磨时光？　(请列出酒吧、饭店、健身房的名字和详细地址。)二、我应该把目标定在哪个年龄段？三、为什么有些富豪的妻子看起来相貌平平？我见过有些女孩，长相如同白开水，毫无吸引人的地方，但她们却能嫁入豪门。而单身酒吧里那些迷死人的美女却运气不佳。四、你们怎么决定谁能做妻子，谁只能做女朋友？　(我现在的目标是结婚。)”——波尔斯女士

　　下面是一个华尔街金融家的回帖：

　　“亲爱的波尔斯：我怀着极大的兴趣看完了贵帖，相信不少女士也有跟你类似的疑问。让我以一个投资专家的身份，对你的处境做一分析。我年薪超过50万，符合你的择偶标准，所以请相信我并不是在浪费大家的时间。

　　从生意人的角度来看，跟你结婚是个糟糕的经营决策，道理再明白不过，请听我解释。抛开细枝末节，你所说的其实是一笔简单的“财”“貌”交易：甲方提供述人的外表，乙万出钱，公平交易，童叟无欺。但是，这里有个致命的问题，你的美貌会消逝，但我的钱却不会无缘无故减少。事实上，我的收入很可能会逐年涕增．而你不可能一年比一年漂亮。

　　因此，从经济学的角度讲，我是增值资产，你是贬值资产，不但贬值，而且是加速贬值!你现在25，在未来的五年里，你仍可以保持窈窕的身段，俏丽的容貌，虽然每年略有退步。但美貌消逝的速度会越来越快，如果它是你仅有的资产，十年以后你的价值甚忧。

　　用华尔街术语说，每笔交易都有一个仓位，跟你交往属于“交易仓位”(tradingl position)，一旦价值下跌就要立即抛售，而不宜长期持有——也就是你想要的婚姻。听起来很残忍，但对一件会加速贬值的物资，明智的选择是租赁，而不是购入。年薪能超过50万的人，当然都不是傻瓜，因此我们只会跟你交往，但不会跟你结婚。所以我劝你不要苦苦寻找嫁给有钱人的秘方。顺便说一句，你倒可以想办法把自己变成年薪50万的人，这比碰到一个有钱的傻瓜的胜算要大。

　　希望我的回帖能对你有帮助。如果你对“租赁”感兴趣，请跟我联系。”——罗波．坎贝尔（J·P·摩根银行多种产业投资顾问

淡茶淡淡

:*22*: 有意思

水木小仙

经典，太经典了，知道自己的差距在哪里了。

sz_la

那老兄够幽幽的,:*22*:

zr_ydtg

:*22*: 有趣

小成图第一高手

哈....哈...

如医生,律师,加上我们是增值的职业,做得越久,越吃香了.:*18*:

三线顺

呵呵，是这么回事
难怪漂亮的都在酒吧里给人租凭

LazyTrader

分析得非常到位.

jsxzpw

这话千万别说给女的听啊，我们单位的那群30+的婆娘要是听见了，就翻了天了。

轩辕老仙

原帖由 jsxzpw 于 2007-10-19 14:08 发表
这话千万别说给女的听啊，我们单位的那群30+的婆娘要是听见了，就翻了天了。

你们公司的婆娘不必担心。

同样一只股，如果合理价值在20左右，如果这个公司想发行在100以上，那绝对会被人喊做垃圾，而如果这个公司只发行在10，一定有大批人愿意买。

定位问题而已。

zhaoyuankai

:*22*: :*22*: :*22*: 呵呵,很高明的投资智慧,我觉得一个爱我的女人是我一生能得到的最大的,最能保值增值的资产,不过作为一个27岁的男人,我无法抗拒那些年轻漂亮的女孩的吸引力,我的方法很简单,根据平均数法则,我把资金(感情)分成同等的若干小分,平均的投入到若干个有希望的女孩身上,仅此而已,任何一次失败都不会让我有过大的损失,而且由于我"分散"和"多样"话了,根据平均数法则,我的"成功"就仅仅是一个时间问题了...........

jsxzpw

晕，绝大多数男人最后都会头脑发热结婚的。就算你每次都全仓，你最后“成功”的概率也在95%以上啊。:*29*: :*29*: :*29*:

huangyongmmm

呵呵 娶漂亮女人和租漂亮女人根本就是两种概念,娶的漂亮女人与租漂亮女人相比,你得到的是拿金钱买不到的女人的心.
再说人活着也不能只为挣钱,也要想办法去花它,要不那不成了守财奴了吗?

轩辕老仙

原帖由 huangyongmmm 于 2007-10-19 15:42 发表
呵呵 娶漂亮女人和租漂亮女人根本就是两种概念,娶的漂亮女人与租漂亮女人相比,你得到的是拿金钱买不到的女人的心.
再说人活着也不能只为挣钱,也要想办法去花它,要不那不成了守财奴了吗?

你没理解这回复的鬼子想表达的意思。当然，可能是翻译的问题，zz这篇zt的翻译省略了许多，原文写的远比这个翻译的好，好得多，不过原文俺懒得去找了。

这么说吧，这鬼子想说的是，如果你（漂亮的女人）想嫁一个富有成功的男人，你必须有些可以保值的东西（这其中其实就包括了楼上所说的心）光有美貌是没有用的，如果你只是想通过美貌来换取一个金龟婿的话，那你换来的只是逢场作戏罢了。

烤烧饼

善良，性格是保值，甚至增值的。

轩辕老仙

这个比翻译有味道的多。

What am I doing wrong?
Okay, I'm tired of beating around the bush. I'm a beautiful (spectacularly beautiful) 25 year old girl. I'm articulate and classy. I'm not from New York . I'm looking to get married to a guy who makes at least half a million a year. I know how that sounds, but keep in mind that a million a year is middle class in New York City, so I don't think I'm overreaching at all.

Are there any guys who make 500K or more on this board? Any wives? Could you send me some tips? I dated a business man who makes average around 200 - 250. But that's where I seem to hit a roadblock. 250,000 won't get me to central park west. I know a woman in my yoga class who was married to an investment banker and lives in Tribeca, and she's not as pretty as I am, nor is she a great genius. So what is she doing right? How do I get to her level?

Here are my questions specifically:

- Where do you single rich men hang out? Give me specifics- bars, restaurants, gyms

-What are you looking for in a mate? Be honest guys, you won't hurt my
feelings

-Is there an age range I should be targeting (I'm 25)?

- Why are some of the women living lavish lifestyles on the upper east side so plain? I've seen really 'plain jane' boring types who have nothing to offer married to incredibly wealthy guys. I've seen drop dead gorgeous girls in singles bars in the east village. What's the story there?

- Jobs I should look out for? Everyone knows - lawyer, investment banker, doctor. How much do those guys really make? And where do they hang out? Where do the hedge fund guys hang out?

- How you decide marriage vs. just a girlfriend? I am looking for MARRIAGE ONLY

Please hold your insults - I'm putting myself out there in an honest way. Most beautiful women are superficial; at least I'm being up front about it. I wouldn't be searching for these kind of guys if I wasn't able to match them - in looks, culture, sophistication, and keeping a nice home and hearth.

And this is the answer:

I read your posting with great interest and have thought meaningfully about your dilemma. I offer the following analysis of your predicament. Firstly, I'm not wasting your time, I qualify as a guy who fits your bill; that is I make more than $500K per year. That said here's how I see it.
Your offer, from the prospective of a guy like me, is plain and simple a cr@ppy business deal. Here's why. Cutting through all the B.S., what you suggest is a simple trade: you bring your looks to the party and I bring my money. Fine, simple. But here's the rub, your looks will fade and my money will likely continue into perpetuity...in fact, it is very likely that my income increases but it is an absolute certainty that you won't be getting any more beautiful!

So, in economic terms you are a depreciating asset and I am an earning asset. Not only are you a depreciating asset, your depreciation accelerates! Let me explain, you're 25 now and will likely stay pretty hot for the next 5 years, but less so each year. Then the fade begins in earnest. By 35 stick a fork in you!

So in Wall Street terms, we would call you a trading position, not a buy and hold...hence the rub...marriage. It doesn't make good business sense to "buy you" (which is what you're asking) so I'd rather lease. In case you think I'm being cruel, I would say the following. If my money were to go away, so would you, so when your beauty fades I need an out. It's as simple as that. So a deal that makes sense is dating, not marriage.

Separately, I was taught early in my career about efficient markets. So, I wonder why a girl as "articulate, classy and spectacularly beautiful" as you has been unable to find your sugar daddy. I find it hard to believe that if you are as gorgeous as you say you are that the $500K hasn't found you, if not only for a tryout.

By the way, you could always find a way to make your own money and then we wouldn't need to have this difficult conversation.

With all that said, I must say you're going about it the right way. Classic "pump and dump."

I hope this is helpful, and if you want to enter into some sort of lease, let me know.

zhangzhenghsi

ZX兄的英文真牛X啊，佩服佩服:*18*:

好端端

不愧是金融家，分析的头头是道，就这段话就值年薪50以上

clywan

不错真是好文章!:*22*: :*22*: :*22*: :*22*:

qinhuang17

哈哈，写的太有意思了，的确有点道理啊！！虽然生活和交易还是不一样的！